Why Deletion Vs. Repair?

If you could permanently delete a negative tradeline or temporarily remove a negative tradeline which would you choose? The answer is obvious: credit deletion is superior to the typical process of credit repair.

In the normal process of credit repair, form letters are sent out to the credit bureau’s disputing the legitimacy of a tradeline. These dispute letters are designed to force a creditor to respond to the credit bureaus within 30 days. If the creditor fails to respond in the specified timeframe, a credit bureau is supposed to change the tradeline to appear as though they have a perfect payment history.

In theory and in practice this does work sometimes. In most occasions, however, this strategy does not result in a permanent result. In fact, the creditor still has the ability to update the borrower’s information to the bureau’s in the future. The borrower would then have to start the dispute letter campaign all over. This is how the typical credit repair company makes thousands of dollars from their clients over a very long period of time. These companies understand that their services are not permanent in nature.

Credit deletion solves this problem for the consumer. The consumer pays a one time fee and the negative tradelines they want removed from their consumer credit report are removed forever. And, if they ever re-appear for any reason, Certified Credit Repair will remove them…guaranteed.

If you are a credit repair specialist or if you would like to offer credit deletion to your clients call Certified Credit Repair at 1-888-854-8351 today or fill out the Contact Us section on the right hand side of the page.

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